“The development of information technology has greatly impacted the financial services industry, leading to the emergence of securities crowdfunding as an alternative funding source for SMEs and start-ups. In Indonesia, these activities are regulated by the Financial Services Authority (OJK) under Regulation No. 57/POJK.04/2020, amended by No. 16/POJK.04/2021. The regulations mandate business licenses, minimum capital […]
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