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“OJK accommodates business model of Financial Technology Company in Regulatory Sandbox. The cluster business model is financial aggregator, credit scoring, claim service handling, digital dire, financial planner, financing agent, funding agent, online distress solution, online gold depository, project financing, social network and robo advisor, block-chain based, verification non-cdd, tax and accounting, and E-Know Your Customer.” Financial technology or Fintech is a term applied to many types of technology, as any

“Legal Due Diligence in Capital Market is required to expose the complete material facts on the issuer or public company so that the investor (shareholders) can acquire a clear understanding of the company or transaction objects and the action that it is about to take.” Corporate action is a term often used in Capital Market. In general, it refers to any activity that would bring material change to the company

“Legal Due Diligence is required in the E-Money Registration to ensure the legal aspect of the company establishment, not in default, no petition for bankruptcy or suspension of debt payment obligations, and others compliance with the prevailing laws and regulations.” Bank of Indonesia Regulation No. 20/6/PBI/2018 on Electronic Money requires the Company to submit a representation and warranties letter based on the legal due diligence report as part of permit

“OJK Infinity accommodates a financial technology (fintech) industries with providing Digital Financial Innovation registration before they apply for specific types of Fintech License.” Term “Fintech” or Financial Technology is something that has been commonly heard of by now, as more and more companies are implementing web/apps-based technology to support their business. However, just like every innovation, the legal aspect would find complication as the currently existing law sometimes couldn’t fully