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“OJK has a specific requirement in hiring expatriate for the Financial Services Industry, both Banking and Non-Banking.” The promulgation of Government Regulation No. 24 of 2018 concerning Electronically Integrated Business Licensing Services (“GR 24/2018”) has enforced efficiency procedural of business licensing into one electronic integrated system. GR 24/2018 stipulates Online Single Submission (“OSS”) that provided business licensing facilities including but not limited to Foreign Workers Recruitment Plan (“Rencana Penggunaan Tenaga

“OJK requires Fintech Company must have a certain kind of Agreement to support its types of business. Not only about the kind of Agreement related to the business, but OJK also regulates compulsory clause to be included in the Agreement.” Nowadays, the number of the financial technology company, or also commonly known as Fintech Company, is undoubtedly high. There are lots of Fintech Companies offering various types of financial technology

“Financial Services Authority (OJK) has officially regulated Equity Crowdfunding services by issuing OJK Regulation No. 37/POJK.04/2018. A company can legally increase its capital by issuing its shares to the public without actually being a public company.” One of the types of financial technology that has been making its territory is Equity Crowdfunding. The main distinction of an Equity Crowdfunding is that unlike in Initial Public Offering, the company issuing its