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Differences Between Negotiation and Mediation from Indonesia Dispute Resolution Law Perspective

June 26, 2024

“In general, alternative dispute resolution options can be grouped into two, one which uses assistance of a 3rd party and one which doesn’t. Mediation belongs to the first group, while negotiation belongs to the later.” It is commonly known that when two parties have a legal dispute, they could settle it in court. However, there exist several other dispute settlement options outside the court, or also known as Alternative Dispute

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Roles of Payment Gateway Company in Indonesia

June 11, 2024

“To accommodate business model development and innovations in providing the payment services, the Indonesian government has reform of its payment system regulation to support economic and financial digitization.”   In Indonesia, the main authorities who hold jurisdiction over financial technology are the Bank of Indonesia and the Financial Services Authority (Otoritas Jasa Keuangan). Particularly for Payment Systems, Bank Indonesia issued Regulation No. 22/23/PBI/2020 of 2020 concerning Payment Systems (“PBI 22/2020”). Payment Systems

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Highlight Aspects Obtaining Payment Gateway License in Indonesia

June 11, 2024

“Several aspects must be fulfilled to obtain a Payment Gateway License, including institutional, capital and finance, risk management, and information system capability.” Payment gateway is included in Payment Service Provider (“PJP”) as payment initiation and/or acquiring services. Payment gateway must get licensing from Bank Indonesia (“BI”). The provision of payment gateway, including the procedure on how to obtain payment gateway license, are stipulated Bank Indonesia Regulation Number 23/6/PBI/2021 (“PBI 23/2021”).

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OJK Mandatory Reporting for P2P Company

June 10, 2024

Author: Daffa Zidan The current technological advancements have brought about several innovations in various sectors, one of which is in the financial sector with the emergence of Peer-to-Peer Lending (“P2P Lending”). In Indonesia, Crowdfunding is regulated through Regulation of the Financial Services Authority No. 10/POJK.05/2022 of 2022 concerning Information Technology-Based Co-Funding Services (“POJK 10/2022“) and Circular Letter of the Financial Services Authority No. 1/SEOJK.06/2024 of 2024 concerning Procedures And Mechanisms

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